Your Way Credit Builder

Is your credit holding you back? Are you looking for a way to improve your credit score? We can help! 

Build your credit with Security Federal's Your Way Credit Builder. 

  • No credit history required
  • No money down
  • 12, 24, or 36 month options
  • When loan matures, CD funds are yours to use as you choose

Upon approval, Security Federal Savings Bank will establish a Certificate of deposit in customer's name; CD to be funded by loan proceeds; if customer defaults on a payment the funds from the CD are applied to the loan and the CD and loan are both closed out. Minimum loan amount $1,000; payments take effect the month after opening; loan interest rate to be determined at time of application; loan subject to approval; origination fee of $39.