Savings Options

Whether you’re looking for a youth account, a simple and secure savings or a higher yielding option loaded with benefits, Security Federal has you covered. So get ready to save, and more importantly, get ready to earn.

Egg in a nest icon

Your Way Savings

A great savings account for those who love to save money.

  • Only $500 minimum balance required to avoid a $5.00 monthly service fee.
  • Monthly service fee may be waived with a direct deposit, a monthly automatic funds transfer (AFT) from your SFSB checking or if you are 65+ years of age.
  • Competitive interest rate.
  • Only $25 minimum to open.

Piggy bank iconYouth Savings


Offered to those under 18 years old.

  • No minimum balance requirement.
  • No monthly service fee.
  • Competitive interest rate.
  • Only $10 minimum to open.

Tag iconChristmas Club

Saving for annual expenses has never been easier.

  • No minimum balance requirement.
  • No monthly service fee.
  • Competitive interest rate.
  • Only $1.00 minimum to open.
  • $1.00 fee for early withdrawl.

* Savings and money market accounts are subject to Federal Reserve Regulations D, which permits no more than 6 pre-authorized or automatic transfers per statement cycle