Security Federal Savings Bank Mobile Wallet Terms and Conditions
These Terms and Conditions (the “Terms”) apply when you choose to add a Security Federal Savings Bank Debit card (“SFSB Card”) to a Mobile Wallet Service. In these Terms, “you,” “your,” “their,” and “my” refer to the card member of the SFSB Card; and “we,” “us,” “our,” and “SFSB” refer to the issuer of your SFSB Card.
When you add a SFSB Card to a Wallet, you agree to these Terms:
1. Adding Card to Mobile Wallet
A Mobile Wallet Service (“Mobile Wallet”) allows you to add your SFSB Card to an application using your mobile device. Only those SFSB Cards that we specify and approve are eligible and can be added to the Mobile Wallet. Your SFSB Card number is replaced with a digital number or token. Once added, you understand that you may use your mobile device to make payments only where the Mobile Wallet is accepted. SFSB is not a provider of the Mobile Wallet and we are not responsible for any failure or inability to perform a transaction using the Mobile Wallet. We are only responsible for supplying information securely to the Mobile Wallet provider to allow usage of the SFSB Card in the Mobile Wallet.
You can add SFSB Card to a Mobile Wallet, if that card is in good standing and is eligible to be added to a Mobile Wallet. If your SFSB Card or any underlying SFSB Account becomes delinquent, is in a negative status, or is otherwise maintained in an unauthorized manner, as determined by SFSB in its sole discretion, your SFSB Card may be removed by SFSB from the Mobile Wallet for continued use.
3. Relationship to Other Agreements
You agree that when you add your SFSB Card to a Mobile Wallet, your SFSB Card and Account will remain subject to the terms and conditions of all existing agreements with SFSB. You acknowledge that certain message and data rates may apply from your wireless service providers and/or wireless carriers which might impact your use of the Mobile Wallet. For example, your mobile service carrier or provider may impose data usage or text charges for your use of or interaction with the Mobile Wallet, including downloading the software, receiving or sending text messages, or other use of your mobile device when using the software or other products and services provided by the Mobile Wallet. You expressly agree that you are responsible for all such fees, limitations, and restrictions, and that we may contact you via your mobile device for any purpose concerning your Accounts at SFSB, including Account servicing and collection purposes. In the event of conflicts between the terms of these Terms and the terms of deposit agreements, the terms of these Terms shall control.
4. Account Ownership/Accurate Information
You represent that you are the legal owner of the Account and other financial information which may be accessed via the Mobile Wallet. You represent and agree that all information you provide in connection with the Mobile Wallet is accurate, current, and complete, and that you have the right to provide such information to us for the purpose of operating the Mobile Wallet. You agree not to misrepresent your identity or your Account information.
5. Contacting You Electronically and by Email
You consent to receive electronic communications and disclosures from us in connection with your SFSB Card and the Mobile Wallet. You agree that we can contact you by email at any email address you provide to us in connection with any SFSB Card Account.
6. SFSB Is Not Responsible for the Wallet.
SFSB is not the provider of the Wallet, and we are not responsible for providing the Wallet service to you. We are only responsible for supplying information securely to the Wallet provider to allow usage of the SFSB Card in the Wallet. We are not responsible for any failure of the Wallet, for any errors, delays caused by or the inability to use the Wallet for any transaction. We are not responsible for the performance or non-performance of the Wallet provider or any other third parties regarding any agreement you enter into with the Wallet provider or associated third-party relationships that may impact your use of the Wallet.
7. Removing Your SFSB Card from the Mobile Wallet
You should contact the Mobile Wallet provider on how to remove a SFSB Card from the Mobile Wallet. We can also block a SFSB Card in the Mobile Wallet from purchases at any time.
8. Transaction History.
You agree and acknowledge that the transaction history displayed in the Wallet solely represents our authorization of our Wallet transaction and may not reflect complete information about the transaction, nor any post-authorization activity, including but not limited to clearing, settlement, foreign currency exchange, reversals, returns or chargebacks. Accordingly, the purchase amount, currency, and other details for the Wallet provider’s transaction history in connection with use of your SFSB Card in the Wallet may be preliminary and/or incomplete, and may not match the transaction amount that ultimately clears, settles, and posts to your Card Account Statement, which shall be deemed the prevailing document.
9. Measures to Maintain Your Privacy and Security
10. Changes in These Terms and Conditions
Except as otherwise required by law, SFSB may in its sole discretion change these terms, and modify or cancel the eligibility to use your SFSB Card with a Mobile Wallet provider at any time, without notice. You cannot change these terms, but you can terminate them by removing your SFSB Card(s) from the Mobile Wallet. SFSB reserves the right to refuse any transaction for any reason.
11. Exclusion of Warranties; Limitation of Liability; Indemnification
YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF A MOBILE WALLET PROVIDER IS AT YOUR SOLE RISK. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE MOBILE WALLET IS OBTAINED AT YOUR OWN DISCRETION AND RISK, AND SFSB IS NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL, WHETHER DUE TO ANY COMPUTER VIRUS OR OTHERWISE. SFSB MAKES NO REPRESENTATION OR WARRANTY AS TO THE COMPLETENESS, ACCURACY, RELIABILITY, OR CURRENCY OF ANY INFORMATION OR DATA THAT YOU OBTAIN THROUGH THE USE OF A MOBILE WALLET.
If you have any questions, disputes, or complaints about the Wallet, contact the Wallet provider using the information given to you by the provider. If you have questions or complaints about your SFSB Card, you should contact us by referring to the contact information in your Account Agreement.
By selecting the “I Agree” box you agree to all terms, conditions, and notices contained or referenced in these Terms and you are providing your express consent.